How We Can Help
Lost your job? Unexpected medical bills? Overwhelmed by credit card debt? Facing foreclosure?
Bankruptcy should never be entered into without first considering alternative methods. If you are experiencing financial difficulties, our attorneys can provide guidance and assistance with creditors. In the event bankruptcy is indicated, our attorneys can provide the advice and expertise needed to file your claim for bankruptcy protection.
What You Want to Know
There are many ways of achieving financial independence. In many cases, our attorneys can successfully negotiate with your creditors to reduce or eliminate interest charges on accumulated debt. At times, debt consolidation and interest elimination can accomplish the same effect as bankruptcy, without the limitations that bankruptcy implies.
However, when appropriate, bankruptcy can provide a person who cannot pay his or her bills a fresh start. Bankruptcy may allow you to discharge most or all of your bills or get more time to pay bills. It may also allow you to keep property that otherwise may have been lost to creditors.
There are two common types of bankruptcies people consider, Chapter 7 and Chapter 13. Generally, under Chapter 7, debts are discharged, sometimes in exchange for property. Under Chapter 13, debts are generally repaid, but over a longer period of time than what you would normally have to pay those debts.
Whether you are falling behind on your auto or mortgage payments or are unable to pay your credit cards or medical bills, we can help.
*The information is for informational purposes only and is NOT to be construed as legal advice and does not create an attorney/client relationship. If you have any questions specific to your case, you should consult an attorney as each individual’s case and the law applicable thereto varies on a case-by-case basis.